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Home Equity

If you're looking to free up cash for other needs, the solution might just be over your head and under your feet. At STC Capital Bank, we'll help you tap into your home's equity to establish collateral, helping you affordably finance a wide range of personal needs.

We offer both Home Equity Loans and Home Equity Lines of Credit to accommodate one-time and also ongoing needs. Take advantage of our competitive rates, flexible terms, and helpful, in-house processing today.

Learn more or apply today through STC's home loan website.

Home Equity Loans
  • Competitively low, fixed rates for a wide range of personal needs:
  • Home improvements
  • Auto purchases/ repairs
  • Education costs
  • Debt consolidation
  • And more!
  • Utilize the equity you've established within your home as collateral
  • Accommodating repayment terms, custom-tailored to each client's situation:
  • 30-year amortization
  • 5 or 10-year fully amortizing
  • Interest paid might be tax deductible*
  • Friendly, experienced service from start to finish
  • Local decision-making and processing

*Consult a tax advisor.

Home Equity Lines of Credit
  • Competitively low, fixed rates for a wide range of personal needs:
  • Home improvements/ remodeling
  • Personal expenses
  • Medical expenses
  • Education costs
  • Debt consolidation
  • And more!
  • Utilize the equity you've established within your home as collateral
  • Accommodating repayment terms, custom-tailored to each client's situation
  • Only pay interest on the part that's used
  • Interest paid might be tax deductible*
  • Available funds are reusable at any time without reapplying
  • Friendly, experienced service from start to finish
  • Local decision-making and processing

*Consult a tax advisor.